DSCR Qualification Calculator
Check If Your Investment Property Qualifies for a DSCR Loan
Select your county to instantly check whether your rental property meets DSCR loan requirements. Uses 2026 county median rents, property tax rates, conforming loan limits, and current interest rates.
California Counties (58)
Select a California county to check DSCR loan qualification for your investment property.
San Francisco County
Median Rent: $3,400/moMedian Home: $1,450,000
Santa Clara County
Median Rent: $3,350/moMedian Home: $1,650,000
San Mateo County
Median Rent: $3,300/moMedian Home: $1,650,000
Marin County
Median Rent: $3,200/moMedian Home: $1,425,000
Alameda County
Median Rent: $2,850/moMedian Home: $1,050,000
Orange County
Median Rent: $2,800/moMedian Home: $1,100,000
Contra Costa County
Median Rent: $2,650/moMedian Home: $835,000
San Diego County
Median Rent: $2,650/moMedian Home: $925,000
Santa Cruz County
Median Rent: $2,650/moMedian Home: $1,050,000
Los Angeles County
Median Rent: $2,500/moMedian Home: $875,000
Ventura County
Median Rent: $2,500/moMedian Home: $850,000
Santa Barbara County
Median Rent: $2,400/moMedian Home: $900,000
Napa County
Median Rent: $2,350/moMedian Home: $875,000
Sonoma County
Median Rent: $2,300/moMedian Home: $810,000
San Luis Obispo County
Median Rent: $2,250/moMedian Home: $825,000
Monterey County
Median Rent: $2,200/moMedian Home: $825,000
San Benito County
Median Rent: $2,200/moMedian Home: $750,000
Placer County
Median Rent: $2,050/moMedian Home: $680,000
Riverside County
Median Rent: $2,050/moMedian Home: $570,000
Solano County
Median Rent: $1,950/moMedian Home: $560,000
Yolo County
Median Rent: $1,900/moMedian Home: $575,000
El Dorado County
Median Rent: $1,850/moMedian Home: $650,000
Sacramento County
Median Rent: $1,850/moMedian Home: $540,000
San Bernardino County
Median Rent: $1,750/moMedian Home: $490,000
San Joaquin County
Median Rent: $1,700/moMedian Home: $490,000
Mono County
Median Rent: $1,550/moMedian Home: $575,000
Nevada County
Median Rent: $1,550/moMedian Home: $530,000
Stanislaus County
Median Rent: $1,550/moMedian Home: $440,000
Butte County
Median Rent: $1,350/moMedian Home: $385,000
Fresno County
Median Rent: $1,350/moMedian Home: $375,000
Mendocino County
Median Rent: $1,350/moMedian Home: $450,000
Sutter County
Median Rent: $1,350/moMedian Home: $380,000
Yuba County
Median Rent: $1,350/moMedian Home: $370,000
Merced County
Median Rent: $1,300/moMedian Home: $370,000
Shasta County
Median Rent: $1,300/moMedian Home: $360,000
Amador County
Median Rent: $1,250/moMedian Home: $420,000
Humboldt County
Median Rent: $1,250/moMedian Home: $380,000
Kern County
Median Rent: $1,250/moMedian Home: $330,000
Madera County
Median Rent: $1,250/moMedian Home: $365,000
Calaveras County
Median Rent: $1,200/moMedian Home: $410,000
Tulare County
Median Rent: $1,200/moMedian Home: $335,000
Tuolumne County
Median Rent: $1,200/moMedian Home: $375,000
Alpine County
Median Rent: $1,150/moMedian Home: $425,000
Kings County
Median Rent: $1,150/moMedian Home: $310,000
Mariposa County
Median Rent: $1,150/moMedian Home: $395,000
Colusa County
Median Rent: $1,100/moMedian Home: $340,000
Inyo County
Median Rent: $1,100/moMedian Home: $350,000
Lake County
Median Rent: $1,100/moMedian Home: $295,000
Plumas County
Median Rent: $1,100/moMedian Home: $350,000
Tehama County
Median Rent: $1,100/moMedian Home: $300,000
Del Norte County
Median Rent: $1,050/moMedian Home: $310,000
Glenn County
Median Rent: $1,050/moMedian Home: $310,000
Imperial County
Median Rent: $1,050/moMedian Home: $295,000
Siskiyou County
Median Rent: $1,000/moMedian Home: $280,000
Lassen County
Median Rent: $950/moMedian Home: $250,000
Sierra County
Median Rent: $950/moMedian Home: $325,000
Trinity County
Median Rent: $950/moMedian Home: $270,000
Modoc County
Median Rent: $850/moMedian Home: $210,000
Washington Counties (39)
Select a Washington county to check DSCR loan qualification for your investment property.
King County
Median Rent: $2,200/moMedian Home: $850,000
Snohomish County
Median Rent: $2,000/moMedian Home: $720,000
Pierce County
Median Rent: $1,800/moMedian Home: $530,000
San Juan County
Median Rent: $1,800/moMedian Home: $750,000
Clark County
Median Rent: $1,700/moMedian Home: $510,000
Whatcom County
Median Rent: $1,700/moMedian Home: $560,000
Kitsap County
Median Rent: $1,650/moMedian Home: $520,000
Thurston County
Median Rent: $1,650/moMedian Home: $480,000
Island County
Median Rent: $1,600/moMedian Home: $520,000
Benton County
Median Rent: $1,550/moMedian Home: $420,000
Skagit County
Median Rent: $1,550/moMedian Home: $500,000
Chelan County
Median Rent: $1,450/moMedian Home: $475,000
Franklin County
Median Rent: $1,450/moMedian Home: $385,000
Spokane County
Median Rent: $1,450/moMedian Home: $400,000
Jefferson County
Median Rent: $1,400/moMedian Home: $465,000
Kittitas County
Median Rent: $1,400/moMedian Home: $440,000
Clallam County
Median Rent: $1,350/moMedian Home: $410,000
Cowlitz County
Median Rent: $1,350/moMedian Home: $380,000
Douglas County
Median Rent: $1,350/moMedian Home: $400,000
Mason County
Median Rent: $1,350/moMedian Home: $390,000
Lewis County
Median Rent: $1,300/moMedian Home: $375,000
Walla Walla County
Median Rent: $1,300/moMedian Home: $370,000
Skamania County
Median Rent: $1,250/moMedian Home: $380,000
Yakima County
Median Rent: $1,250/moMedian Home: $330,000
Grant County
Median Rent: $1,200/moMedian Home: $325,000
Grays Harbor County
Median Rent: $1,150/moMedian Home: $310,000
Klickitat County
Median Rent: $1,150/moMedian Home: $340,000
Stevens County
Median Rent: $1,150/moMedian Home: $330,000
Whitman County
Median Rent: $1,150/moMedian Home: $320,000
Asotin County
Median Rent: $1,100/moMedian Home: $310,000
Adams County
Median Rent: $1,050/moMedian Home: $275,000
Okanogan County
Median Rent: $1,050/moMedian Home: $295,000
Pacific County
Median Rent: $1,050/moMedian Home: $300,000
Pend Oreille County
Median Rent: $1,050/moMedian Home: $310,000
Wahkiakum County
Median Rent: $1,000/moMedian Home: $290,000
Columbia County
Median Rent: $950/moMedian Home: $250,000
Lincoln County
Median Rent: $950/moMedian Home: $260,000
Ferry County
Median Rent: $850/moMedian Home: $225,000
Garfield County
Median Rent: $850/moMedian Home: $230,000
Data sourced from 2026 county assessor records and rental market surveys. Contact Mo Abdel at (949) 579-2057 for personalized DSCR loan analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.