97 Counties
Max HELOC Calculator
Select your county to calculate the maximum home equity line of credit (HELOC) available based on 2026 FHFA conforming loan limits, county median home values, and CLTV tiers.
California Counties (58)
Select a California county for your personalized HELOC equity line analysis.
Alameda County
Median: $1,050,000Limit: $1,149,825
Alpine County
Median: $425,000Limit: $806,500
Amador County
Median: $420,000Limit: $806,500
Butte County
Median: $385,000Limit: $806,500
Calaveras County
Median: $410,000Limit: $806,500
Colusa County
Median: $340,000Limit: $806,500
Contra Costa County
Median: $835,000Limit: $1,149,825
Del Norte County
Median: $310,000Limit: $806,500
El Dorado County
Median: $650,000Limit: $1,149,825
Fresno County
Median: $375,000Limit: $806,500
Glenn County
Median: $310,000Limit: $806,500
Humboldt County
Median: $380,000Limit: $806,500
Imperial County
Median: $295,000Limit: $806,500
Inyo County
Median: $350,000Limit: $806,500
Kern County
Median: $330,000Limit: $806,500
Kings County
Median: $310,000Limit: $806,500
Lake County
Median: $295,000Limit: $806,500
Lassen County
Median: $250,000Limit: $806,500
Los Angeles County
Median: $875,000Limit: $1,149,825
Madera County
Median: $365,000Limit: $806,500
Marin County
Median: $1,425,000Limit: $1,149,825
Mariposa County
Median: $395,000Limit: $806,500
Mendocino County
Median: $450,000Limit: $806,500
Merced County
Median: $370,000Limit: $806,500
Modoc County
Median: $210,000Limit: $806,500
Mono County
Median: $575,000Limit: $806,500
Monterey County
Median: $825,000Limit: $1,149,825
Napa County
Median: $875,000Limit: $1,149,825
Nevada County
Median: $530,000Limit: $806,500
Orange County
Median: $1,100,000Limit: $1,149,825
Placer County
Median: $680,000Limit: $1,149,825
Plumas County
Median: $350,000Limit: $806,500
Riverside County
Median: $570,000Limit: $806,500
Sacramento County
Median: $540,000Limit: $1,149,825
San Benito County
Median: $750,000Limit: $1,149,825
San Bernardino County
Median: $490,000Limit: $806,500
San Diego County
Median: $925,000Limit: $1,149,825
San Francisco County
Median: $1,450,000Limit: $1,149,825
San Joaquin County
Median: $490,000Limit: $806,500
San Luis Obispo County
Median: $825,000Limit: $1,149,825
San Mateo County
Median: $1,650,000Limit: $1,149,825
Santa Barbara County
Median: $900,000Limit: $1,149,825
Santa Clara County
Median: $1,650,000Limit: $1,149,825
Santa Cruz County
Median: $1,050,000Limit: $1,149,825
Shasta County
Median: $360,000Limit: $806,500
Sierra County
Median: $325,000Limit: $806,500
Siskiyou County
Median: $280,000Limit: $806,500
Solano County
Median: $560,000Limit: $1,149,825
Sonoma County
Median: $810,000Limit: $1,149,825
Stanislaus County
Median: $440,000Limit: $806,500
Sutter County
Median: $380,000Limit: $806,500
Tehama County
Median: $300,000Limit: $806,500
Trinity County
Median: $270,000Limit: $806,500
Tulare County
Median: $335,000Limit: $806,500
Tuolumne County
Median: $375,000Limit: $806,500
Ventura County
Median: $850,000Limit: $1,149,825
Yolo County
Median: $575,000Limit: $1,149,825
Yuba County
Median: $370,000Limit: $806,500
Washington Counties (39)
Select a Washington county for your personalized HELOC equity line analysis.
Adams County
Median: $275,000Limit: $806,500
Asotin County
Median: $310,000Limit: $806,500
Benton County
Median: $420,000Limit: $806,500
Chelan County
Median: $475,000Limit: $806,500
Clallam County
Median: $410,000Limit: $806,500
Clark County
Median: $510,000Limit: $806,500
Columbia County
Median: $250,000Limit: $806,500
Cowlitz County
Median: $380,000Limit: $806,500
Douglas County
Median: $400,000Limit: $806,500
Ferry County
Median: $225,000Limit: $806,500
Franklin County
Median: $385,000Limit: $806,500
Garfield County
Median: $230,000Limit: $806,500
Grant County
Median: $325,000Limit: $806,500
Grays Harbor County
Median: $310,000Limit: $806,500
Island County
Median: $520,000Limit: $806,500
Jefferson County
Median: $465,000Limit: $806,500
King County
Median: $850,000Limit: $1,149,825
Kitsap County
Median: $520,000Limit: $806,500
Kittitas County
Median: $440,000Limit: $806,500
Klickitat County
Median: $340,000Limit: $806,500
Lewis County
Median: $375,000Limit: $806,500
Lincoln County
Median: $260,000Limit: $806,500
Mason County
Median: $390,000Limit: $806,500
Okanogan County
Median: $295,000Limit: $806,500
Pacific County
Median: $300,000Limit: $806,500
Pend Oreille County
Median: $310,000Limit: $806,500
Pierce County
Median: $530,000Limit: $1,149,825
San Juan County
Median: $750,000Limit: $806,500
Skagit County
Median: $500,000Limit: $806,500
Skamania County
Median: $380,000Limit: $806,500
Snohomish County
Median: $720,000Limit: $1,149,825
Spokane County
Median: $400,000Limit: $806,500
Stevens County
Median: $330,000Limit: $806,500
Thurston County
Median: $480,000Limit: $806,500
Wahkiakum County
Median: $290,000Limit: $806,500
Walla Walla County
Median: $370,000Limit: $806,500
Whatcom County
Median: $560,000Limit: $806,500
Whitman County
Median: $320,000Limit: $806,500
Yakima County
Median: $330,000Limit: $806,500
Data sourced from 2026 FHFA conforming loan limits and county assessor records. Contact Mo Abdel at (949) 579-2057 for personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.