Home Affordability Calculator
Calculate how much house you can afford in Orange County based on your income, debts, and down payment.
Your Financial Information
Car loans, credit cards, student loans, etc.
Your Results
Enter your information to see how much home you can afford
Understanding Your Results
How We Calculate
- • 28% front-end ratio for housing costs
- • 36% back-end ratio for total debt
- • Includes taxes, insurance, and PMI estimates
- • Based on 30-year fixed mortgage
Orange County Tips
- • Consider down payment assistance programs
- • FHA loans available up to $1,089,300
- • VA loans with no down payment for veterans
- • Jumbo loans for luxury markets