Mo Abdel

Mortgage Broker | NMLS #1426884

Company NMLS #2716106 | CA DRE #02291443

Mo Abdel - Orange County Mortgage Broker

My Story

Growing up in Orange County, I watched my parents work tirelessly to achieve their dream of homeownership. That experience shaped everything I do today.

I was born and raised right here in Orange County—from beach days in Laguna to Friday nights at the Irvine Spectrum. I know these neighborhoods because I grew up in them. I understand what it means to put down roots here, to raise a family here, and to build a future in one of California's most beautiful communities.

My passion for home financing started when I realized how much the right mortgage can change a family's financial trajectory. Too many people get locked into bad deals with big banks because they don't know there are better options. That frustrated me—and it drove me to become a mortgage broker.

Today, I work with Lumin Lending to give my clients access to over 100 wholesale lenders. This means I can shop your loan across dozens of options to find the best rates and terms—something a traditional bank simply can't do. I'm not working for the bank; I'm working for you.

Whether you're a first-time buyer nervous about the process, a homeowner looking to tap into your equity, or an investor building your portfolio—I'm here to guide you every step of the way.

What Drives Me

Local Roots

Orange County isn't just where I work—it's home. I know the neighborhoods, the schools, and the communities because I grew up here.

Genuine Care

Every client is someone's family. I treat your mortgage like I'd treat my own parents'—with honesty, patience, and a commitment to getting it right.

Your Advocate

I work for you, not the lender. My job is to fight for the best terms and guide you through every step of the process.

Professional Credentials

Licenses

  • • NMLS #1426884
  • • Licensed in: CA, WA, VA, CO
  • • CA DRE #02291443

Company

  • • Lumin Lending, Inc.
  • • Company NMLS #2716106
  • • Irvine, California

Let's Talk About Your Goals

Whether you're buying your first home or refinancing your forever home, I'm here to help.

Tap to Call Mo Abdel(949) 822-9662