Huntington Beach Mortgage Broker: Beach Home Loans and Refinancing
Competitive mortgage rates for Huntington Beach homebuyers and homeowners. Specializing in HELOC, jumbo loans, and refinancing for Main Street, Surf City, Bella Terra, and all Huntington Beach communities.
$1.1M
Median Home Price
10
Miles of Beach
280+
Sunny Days/Year
198K+
Population
Mortgage Solutions for Huntington Beach Homeowners
HELOC for Beach Properties
Access your coastal home equity for improvements, investment, or lifestyle
Jumbo Loans
Financing for Huntington Beach luxury and oceanfront properties
Huntington Beach Neighborhoods We Serve
Main Street/Downtown
Historic downtown with pier proximity and beachside lifestyle
Surf City
Classic beach community with vintage charm and surf culture
Bella Terra
Newer development with shopping, dining, and family amenities
Oak View
Inland neighborhood with larger lots and family-friendly atmosphere
Seacliff
Upscale oceanfront community with luxury beach properties
Brightwater
Luxury gated community with waterfront homes and resort amenities
Why Huntington Beach Homeowners Choose Mo Abdel
Coastal Property Expertise
Specialized expertise with beachfront properties, flood insurance requirements, and coastal zone regulations. Understanding of Surf City lifestyle financing needs.
Beach Lifestyle Lending
HELOC options for beach home improvements, pier proximity property investments, and vacation rental financing. Understanding the unique HB market dynamics.
Military-Friendly Programs
Strong military community support with VA loan expertise. Understanding of deployment schedules and military family unique lending requirements.
Huntington Beach Market Expertise
Popular HB Programs:
Frequently Asked Questions - Huntington Beach Mortgages
Do beachfront properties require special insurance?
Yes, properties in certain coastal zones require flood insurance. We help navigate FEMA flood zone requirements and connect you with appropriate insurance providers to ensure complete financing approval.
What's the average home price near the pier?
Properties within walking distance of the Huntington Pier typically range from $1.2M to $2M+, depending on size and ocean proximity. These often require jumbo financing due to premium locations.
Can military families use VA loans for beach properties?
Absolutely! VA loans can be used for primary residences in Huntington Beach, including properties near the beach. We specialize in helping military families achieve their coastal living dreams with 0% down.
Are there programs for vacation rental properties?
Yes, we offer investment property loans for vacation rentals and short-term rental properties. HELOCs can also provide flexible funding for property improvements and furnishing vacation rentals.