Fix & Flip Loans in Orange County
Fast financing for real estate investors and flippers. Get up to 90% of purchase price + 100% of rehab costs with quick 7-10 day closings in Orange County's competitive market.
Fix & Flip Loan Program Overview
Our fix and flip loans provide short-term financing for real estate investors to purchase and renovate properties for resale. Perfect for Orange County's hot real estate market where speed and reliability matter.
Lightning Fast Closings
Close in 4-5 weeks with proper documentation
High Loan-to-Cost Ratios
Up to 90% of purchase price + 100% rehab costs
Flexible Terms
6-24 month terms with interest-only payments
Ideal For:
- • Experienced real estate investors
- • House flippers and rehabbers
- • Real estate wholesalers
- • Construction and development pros
- • Property management companies
- • Real estate syndicators
- • Fix and hold investors (bridge to perm)
Fix & Flip Loan Features
Quick Closings
Close in 4-5 weeks with streamlined underwriting and fast approvals.
High LTC
Up to 90% loan-to-cost including purchase price and renovation expenses.
Rehab Funding
100% of rehab costs funded in draws as work is completed and inspected.
High ARV
Loan amounts up to 70-75% of After Repair Value (ARV) on most properties.
Loan Terms & Requirements
Loan Terms
Borrower Requirements
Experience Preferred:
While we work with newer investors, preference given to borrowers with proven track record of successful flips or rehabs.
Orange County Fix & Flip Market
Orange County's strong real estate market and high demand for renovated homes creates excellent opportunities for experienced fix and flip investors.
Popular Fix & Flip Areas:
Typical Project Profiles:
Why Orange County?
The Fix & Flip Loan Process
Application
Submit application with project details, contractor bids, and ARV analysis.
Appraisal
Property appraised in current condition and projected ARV after renovations.
Closing
Quick 7-10 day closing with funds for purchase and initial costs.
Rehab Draws
Rehab funds released in scheduled draws as work is completed.
Important Considerations
Higher Cost of Capital
Fix & flip loans have higher rates and fees than traditional mortgages. Factor all costs into your profit projections.
Strict Timelines
Loans are short-term with balloon payments. Have a clear exit strategy and realistic renovation timeline.
Market Risk
Real estate markets can change. Conservative ARV estimates and adequate profit margins are essential.
Experience Matters
Successful flips require construction knowledge, contractor management, and market expertise.
Ready to Fund Your Next Flip?
Get fast approval and quick closing for your Orange County investment property
Licensed mortgage broker with NEXA Mortgage • NMLS #1426884 • Investor Specialist
Important Disclaimers
This is not a commitment to lend. All information contained herein is subject to change without notice. All loans are subject to credit approval, income verification, and property appraisal. Equal Housing Lender.
This material is not from HUD or FHA and has not been approved by HUD or any government agency. The information provided is for informational purposes only and is not an advertisement for products or services.
Interest rates and loan terms are subject to change without notice. All information must be verified prior to loan approval. Mo Abdel - NMLS #1426884, Licensed Mortgage Loan Originator with NEXA Mortgage.