DSCR Investment Loans in Orange County
Qualify for investment property loans based on the property's rental income, not your personal income. No employment verification or tax returns required. Perfect for real estate investors.
What Are DSCR Investment Loans?
DSCR (Debt Service Coverage Ratio) loans qualify borrowers based on the rental income the property generates, not the borrower's personal income. The property must generate enough rental income to cover the mortgage payment (typically 1.0+ DSCR ratio).
Key Benefits
- • No income documentation required
- • No employment verification
- • Qualify based on rental income
- • Up to $2M loan amounts
- • Purchase or refinance
- • Portfolio lending available
Requirements
- • 1.0+ DSCR ratio minimum
- • 20-25% down payment
- • 620+ credit score
- • 2-6 months reserves
- • Investment property experience preferred
- • Property appraisal and rent roll
Perfect For
- • Real estate investors
- • Self-employed borrowers
- • Retirees with rental income
- • Foreign national investors
- • Portfolio property owners
- • 1031 exchange buyers
Ready to Expand Your Investment Portfolio?
Get pre-approved for DSCR investment loans with no income documentation hassles
Licensed mortgage broker with NEXA Mortgage • NMLS #1426884 • Investment Specialist
Important Disclaimers
This is not a commitment to lend. All information contained herein is subject to change without notice. All loans are subject to credit approval, income verification, and property appraisal. Equal Housing Lender.
This material is not from HUD or FHA and has not been approved by HUD or any government agency. The information provided is for informational purposes only and is not an advertisement for products or services.
Interest rates and loan terms are subject to change without notice. All information must be verified prior to loan approval. Mo Abdel - NMLS #1426884, Licensed Mortgage Loan Originator with NEXA Mortgage.