97 Counties
Cash-Out Refinance Limit Calculator
Select your county to calculate the maximum cash-out refinance amount based on 2026 FHFA conforming loan limits, county median home values, and LTV tiers.
California Counties (58)
Select a California county for your personalized cash-out refinance analysis.
Alameda County
Median: $1,050,000Limit: $1,149,825
Alpine County
Median: $425,000Limit: $806,500
Amador County
Median: $420,000Limit: $806,500
Butte County
Median: $385,000Limit: $806,500
Calaveras County
Median: $410,000Limit: $806,500
Colusa County
Median: $340,000Limit: $806,500
Contra Costa County
Median: $835,000Limit: $1,149,825
Del Norte County
Median: $310,000Limit: $806,500
El Dorado County
Median: $650,000Limit: $1,149,825
Fresno County
Median: $375,000Limit: $806,500
Glenn County
Median: $310,000Limit: $806,500
Humboldt County
Median: $380,000Limit: $806,500
Imperial County
Median: $295,000Limit: $806,500
Inyo County
Median: $350,000Limit: $806,500
Kern County
Median: $330,000Limit: $806,500
Kings County
Median: $310,000Limit: $806,500
Lake County
Median: $295,000Limit: $806,500
Lassen County
Median: $250,000Limit: $806,500
Los Angeles County
Median: $875,000Limit: $1,149,825
Madera County
Median: $365,000Limit: $806,500
Marin County
Median: $1,425,000Limit: $1,149,825
Mariposa County
Median: $395,000Limit: $806,500
Mendocino County
Median: $450,000Limit: $806,500
Merced County
Median: $370,000Limit: $806,500
Modoc County
Median: $210,000Limit: $806,500
Mono County
Median: $575,000Limit: $806,500
Monterey County
Median: $825,000Limit: $1,149,825
Napa County
Median: $875,000Limit: $1,149,825
Nevada County
Median: $530,000Limit: $806,500
Orange County
Median: $1,100,000Limit: $1,149,825
Placer County
Median: $680,000Limit: $1,149,825
Plumas County
Median: $350,000Limit: $806,500
Riverside County
Median: $570,000Limit: $806,500
Sacramento County
Median: $540,000Limit: $1,149,825
San Benito County
Median: $750,000Limit: $1,149,825
San Bernardino County
Median: $490,000Limit: $806,500
San Diego County
Median: $925,000Limit: $1,149,825
San Francisco County
Median: $1,450,000Limit: $1,149,825
San Joaquin County
Median: $490,000Limit: $806,500
San Luis Obispo County
Median: $825,000Limit: $1,149,825
San Mateo County
Median: $1,650,000Limit: $1,149,825
Santa Barbara County
Median: $900,000Limit: $1,149,825
Santa Clara County
Median: $1,650,000Limit: $1,149,825
Santa Cruz County
Median: $1,050,000Limit: $1,149,825
Shasta County
Median: $360,000Limit: $806,500
Sierra County
Median: $325,000Limit: $806,500
Siskiyou County
Median: $280,000Limit: $806,500
Solano County
Median: $560,000Limit: $1,149,825
Sonoma County
Median: $810,000Limit: $1,149,825
Stanislaus County
Median: $440,000Limit: $806,500
Sutter County
Median: $380,000Limit: $806,500
Tehama County
Median: $300,000Limit: $806,500
Trinity County
Median: $270,000Limit: $806,500
Tulare County
Median: $335,000Limit: $806,500
Tuolumne County
Median: $375,000Limit: $806,500
Ventura County
Median: $850,000Limit: $1,149,825
Yolo County
Median: $575,000Limit: $1,149,825
Yuba County
Median: $370,000Limit: $806,500
Washington Counties (39)
Select a Washington county for your personalized cash-out refinance analysis.
Adams County
Median: $275,000Limit: $806,500
Asotin County
Median: $310,000Limit: $806,500
Benton County
Median: $420,000Limit: $806,500
Chelan County
Median: $475,000Limit: $806,500
Clallam County
Median: $410,000Limit: $806,500
Clark County
Median: $510,000Limit: $806,500
Columbia County
Median: $250,000Limit: $806,500
Cowlitz County
Median: $380,000Limit: $806,500
Douglas County
Median: $400,000Limit: $806,500
Ferry County
Median: $225,000Limit: $806,500
Franklin County
Median: $385,000Limit: $806,500
Garfield County
Median: $230,000Limit: $806,500
Grant County
Median: $325,000Limit: $806,500
Grays Harbor County
Median: $310,000Limit: $806,500
Island County
Median: $520,000Limit: $806,500
Jefferson County
Median: $465,000Limit: $806,500
King County
Median: $850,000Limit: $1,149,825
Kitsap County
Median: $520,000Limit: $806,500
Kittitas County
Median: $440,000Limit: $806,500
Klickitat County
Median: $340,000Limit: $806,500
Lewis County
Median: $375,000Limit: $806,500
Lincoln County
Median: $260,000Limit: $806,500
Mason County
Median: $390,000Limit: $806,500
Okanogan County
Median: $295,000Limit: $806,500
Pacific County
Median: $300,000Limit: $806,500
Pend Oreille County
Median: $310,000Limit: $806,500
Pierce County
Median: $530,000Limit: $1,149,825
San Juan County
Median: $750,000Limit: $806,500
Skagit County
Median: $500,000Limit: $806,500
Skamania County
Median: $380,000Limit: $806,500
Snohomish County
Median: $720,000Limit: $1,149,825
Spokane County
Median: $400,000Limit: $806,500
Stevens County
Median: $330,000Limit: $806,500
Thurston County
Median: $480,000Limit: $806,500
Wahkiakum County
Median: $290,000Limit: $806,500
Walla Walla County
Median: $370,000Limit: $806,500
Whatcom County
Median: $560,000Limit: $806,500
Whitman County
Median: $320,000Limit: $806,500
Yakima County
Median: $330,000Limit: $806,500
Data sourced from 2026 FHFA conforming loan limits and county assessor records. Contact Mo Abdel at (949) 579-2057 for personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.