Your Property Details
San Juan County median: $750,000
San Juan County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 45.0%
- Avg Property Tax Rate
- 0.75%
- Est. Annual Tax
- $5,625
Your Equity Position
Current Equity
$300,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$600,000
Cash Available
$150,000
Max New Loan
$637,500
Cash Available
$187,500
Max New Loan
$675,000
Cash Available
$225,000
5-Year Projection for San Juan County
Based on 45.0% historical appreciation in San Juan County, Washington:
Projected Value (5yr)
$1,087,500
Projected Equity Gain
$337,500
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for San Juan County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for San Juan County, Washington?
The 2026 FHFA conforming loan limit for San Juan County is $806,500. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.
How much cash can I take out of my home in San Juan County?
Based on the San Juan County median home value of $750,000, a homeowner with 40% equity could access up to $150,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.
Is a cash-out refinance in San Juan County conforming or jumbo?
If your new loan amount exceeds $806,500, it's classified as a jumbo cash-out refinance. With San Juan County's median home value at $750,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.