39 Counties

Washington Cash-Out Refinance Calculator by County

Washington has 39 counties with an average conforming loan limit of $832,910 for 2026. Select your county for a personalized cash-out analysis.

King County

Median Home: $850,000
Loan Limit: $1,149,825
Tax Rate: 0.98%
5yr Appreciation: 52.0%

San Juan County

Median Home: $750,000
Loan Limit: $806,500
Tax Rate: 0.75%
5yr Appreciation: 45.0%

Snohomish County

Median Home: $720,000
Loan Limit: $1,149,825
Tax Rate: 0.95%
5yr Appreciation: 54.0%

Whatcom County

Median Home: $560,000
Loan Limit: $806,500
Tax Rate: 0.90%
5yr Appreciation: 52.0%

Pierce County

Median Home: $530,000
Loan Limit: $1,149,825
Tax Rate: 1.10%
5yr Appreciation: 55.0%

Island County

Median Home: $520,000
Loan Limit: $806,500
Tax Rate: 0.88%
5yr Appreciation: 50.0%

Kitsap County

Median Home: $520,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 50.0%

Clark County

Median Home: $510,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 55.0%

Skagit County

Median Home: $500,000
Loan Limit: $806,500
Tax Rate: 0.92%
5yr Appreciation: 50.0%

Thurston County

Median Home: $480,000
Loan Limit: $806,500
Tax Rate: 1.02%
5yr Appreciation: 52.0%

Chelan County

Median Home: $475,000
Loan Limit: $806,500
Tax Rate: 0.88%
5yr Appreciation: 52.0%

Jefferson County

Median Home: $465,000
Loan Limit: $806,500
Tax Rate: 0.90%
5yr Appreciation: 48.0%

Kittitas County

Median Home: $440,000
Loan Limit: $806,500
Tax Rate: 0.90%
5yr Appreciation: 46.0%

Benton County

Median Home: $420,000
Loan Limit: $806,500
Tax Rate: 0.92%
5yr Appreciation: 48.0%

Clallam County

Median Home: $410,000
Loan Limit: $806,500
Tax Rate: 0.93%
5yr Appreciation: 45.0%

Douglas County

Median Home: $400,000
Loan Limit: $806,500
Tax Rate: 0.85%
5yr Appreciation: 47.0%

Spokane County

Median Home: $400,000
Loan Limit: $806,500
Tax Rate: 1.05%
5yr Appreciation: 52.0%

Mason County

Median Home: $390,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 48.0%

Franklin County

Median Home: $385,000
Loan Limit: $806,500
Tax Rate: 0.90%
5yr Appreciation: 50.0%

Cowlitz County

Median Home: $380,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 46.0%

Skamania County

Median Home: $380,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 42.0%

Lewis County

Median Home: $375,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 48.0%

Walla Walla County

Median Home: $370,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 44.0%

Klickitat County

Median Home: $340,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 40.0%

Stevens County

Median Home: $330,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 42.0%

Yakima County

Median Home: $330,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 45.0%

Grant County

Median Home: $325,000
Loan Limit: $806,500
Tax Rate: 0.92%
5yr Appreciation: 44.0%

Whitman County

Median Home: $320,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 38.0%

Asotin County

Median Home: $310,000
Loan Limit: $806,500
Tax Rate: 0.98%
5yr Appreciation: 42.0%

Grays Harbor County

Median Home: $310,000
Loan Limit: $806,500
Tax Rate: 1.05%
5yr Appreciation: 42.0%

Pend Oreille County

Median Home: $310,000
Loan Limit: $806,500
Tax Rate: 1.00%
5yr Appreciation: 40.0%

Pacific County

Median Home: $300,000
Loan Limit: $806,500
Tax Rate: 1.02%
5yr Appreciation: 40.0%

Okanogan County

Median Home: $295,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 38.0%

Wahkiakum County

Median Home: $290,000
Loan Limit: $806,500
Tax Rate: 1.00%
5yr Appreciation: 35.0%

Adams County

Median Home: $275,000
Loan Limit: $806,500
Tax Rate: 0.95%
5yr Appreciation: 38.0%

Lincoln County

Median Home: $260,000
Loan Limit: $806,500
Tax Rate: 1.00%
5yr Appreciation: 35.0%

Columbia County

Median Home: $250,000
Loan Limit: $806,500
Tax Rate: 1.02%
5yr Appreciation: 32.0%

Garfield County

Median Home: $230,000
Loan Limit: $806,500
Tax Rate: 1.08%
5yr Appreciation: 28.0%

Ferry County

Median Home: $225,000
Loan Limit: $806,500
Tax Rate: 1.05%
5yr Appreciation: 30.0%

2026 FHFA conforming loan limits effective January 1, 2026. For a personalized cash-out refinance quote, call Mo Abdel at (949) 822-9662. NMLS #1426884 | Lumin Lending NMLS #2716106.