Your Property Details
King County median: $850,000
King County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 0.98%
- Est. Annual Tax
- $8,330
Your Equity Position
Current Equity
$340,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$680,000
Cash Available
$170,000
Max New Loan
$722,500
Cash Available
$212,500
Max New Loan
$765,000
Cash Available
$255,000
5-Year Projection for King County
Based on 52.0% historical appreciation in King County, Washington:
Projected Value (5yr)
$1,292,000
Projected Equity Gain
$442,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
City Calculators in King County
Auburn
Median: $525,000
Bellevue
Median: $1,550,000
Bothell
Median: $875,000
Burien
Median: $530,000
Federal Way
Median: $510,000
Issaquah
Median: $1,100,000
Kent
Median: $520,000
Kirkland
Median: $1,050,000
Mercer Island
Median: $2,250,000
Redmond
Median: $1,200,000
Renton
Median: $650,000
Sammamish
Median: $1,550,000
SeaTac
Median: $440,000
Seattle
Median: $850,000
Woodinville
Median: $1,050,000
Kenmore
Median: $750,000
Maple Valley
Median: $720,000
Covington
Median: $620,000
Tukwila
Median: $450,000
Shoreline
Median: $750,000
Frequently Asked Questions
What is the 2026 conforming loan limit for King County, Washington?
The 2026 FHFA conforming loan limit for King County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.
How much cash can I take out of my home in King County?
Based on the King County median home value of $850,000, a homeowner with 40% equity could access up to $170,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.
Is a cash-out refinance in King County conforming or jumbo?
If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With King County's median home value at $850,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.
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