Your Property Details
Woodinville, King County median: $1,050,000
Woodinville, King County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 0.92%
- Est. Annual Tax
- $9,660
Your Equity Position
Current Equity
$420,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$840,000
Cash Available
$210,000
Max New Loan
$892,500
Cash Available
$262,500
Max New Loan
$945,000
Cash Available
$315,000
5-Year Projection for Woodinville, King County
Based on 52.0% historical appreciation in Woodinville, King County, Washington:
Projected Value (5yr)
$1,596,000
Projected Equity Gain
$546,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Woodinville, King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Woodinville, Washington?
Woodinville is in King County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Woodinville?
With Woodinville's median home value of $1,050,000, a homeowner with 40% equity could access approximately $210,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Woodinville, King County?
The average effective property tax rate in Woodinville is 0.92%. On a home valued at $1,050,000, that's approximately $9,660 per year. Property taxes are factored into your total PITI payment.
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