Your Property Details
Sammamish, King County median: $1,550,000
Sammamish, King County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 0.88%
- Est. Annual Tax
- $13,640
Your Equity Position
Current Equity
$620,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$1,240,000
Cash Available
$310,000
Max New Loan
$1,317,500
Cash Available
$387,500
Max New Loan
$1,395,000
Cash Available
$465,000
5-Year Projection for Sammamish, King County
Based on 52.0% historical appreciation in Sammamish, King County, Washington:
Projected Value (5yr)
$2,356,000
Projected Equity Gain
$806,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Sammamish, King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Sammamish, Washington?
Sammamish is in King County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Sammamish?
With Sammamish's median home value of $1,550,000, a homeowner with 40% equity could access approximately $310,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Sammamish, King County?
The average effective property tax rate in Sammamish is 0.88%. On a home valued at $1,550,000, that's approximately $13,640 per year. Property taxes are factored into your total PITI payment.
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