Your Property Details
Kent, King County median: $520,000
Kent, King County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 1.05%
- Est. Annual Tax
- $5,460
Your Equity Position
Current Equity
$208,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$416,000
Cash Available
$104,000
Max New Loan
$442,000
Cash Available
$130,000
Max New Loan
$468,000
Cash Available
$156,000
5-Year Projection for Kent, King County
Based on 52.0% historical appreciation in Kent, King County, Washington:
Projected Value (5yr)
$790,400
Projected Equity Gain
$270,400
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Kent, King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Kent, Washington?
Kent is in King County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Kent?
With Kent's median home value of $520,000, a homeowner with 40% equity could access approximately $104,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Kent, King County?
The average effective property tax rate in Kent is 1.05%. On a home valued at $520,000, that's approximately $5,460 per year. Property taxes are factored into your total PITI payment.
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