Your Property Details
Seattle, King County median: $850,000
Seattle, King County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 1.00%
- Est. Annual Tax
- $8,500
Your Equity Position
Current Equity
$340,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$680,000
Cash Available
$170,000
Max New Loan
$722,500
Cash Available
$212,500
Max New Loan
$765,000
Cash Available
$255,000
5-Year Projection for Seattle, King County
Based on 52.0% historical appreciation in Seattle, King County, Washington:
Projected Value (5yr)
$1,292,000
Projected Equity Gain
$442,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Seattle, King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Seattle, Washington?
Seattle is in King County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Seattle?
With Seattle's median home value of $850,000, a homeowner with 40% equity could access approximately $170,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Seattle, King County?
The average effective property tax rate in Seattle is 1.00%. On a home valued at $850,000, that's approximately $8,500 per year. Property taxes are factored into your total PITI payment.
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