SeaTac, WA

SeaTac Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in SeaTac, King County. Median home value: $440,000 | 2026 conforming limit: $1,149,825.

Your Property Details

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SeaTac, King County median: $440,000

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SeaTac, King County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
52.0%
Avg Property Tax Rate
1.08%
Est. Annual Tax
$4,752

Your Equity Position

Current Equity

$176,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$352,000

Cash Available

$88,000

85% LTV

Max New Loan

$374,000

Cash Available

$110,000

90% LTV

Max New Loan

$396,000

Cash Available

$132,000

5-Year Projection for SeaTac, King County

Based on 52.0% historical appreciation in SeaTac, King County, Washington:

Projected Value (5yr)

$668,800

Projected Equity Gain

$228,800

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for SeaTac, King County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for SeaTac, Washington?

SeaTac is in King County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in SeaTac?

With SeaTac's median home value of $440,000, a homeowner with 40% equity could access approximately $88,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in SeaTac, King County?

The average effective property tax rate in SeaTac is 1.08%. On a home valued at $440,000, that's approximately $4,752 per year. Property taxes are factored into your total PITI payment.

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