Your Property Details
Pierce County median: $530,000
Pierce County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 55.0%
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $5,830
Your Equity Position
Current Equity
$212,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$424,000
Cash Available
$106,000
Max New Loan
$450,500
Cash Available
$132,500
Max New Loan
$477,000
Cash Available
$159,000
5-Year Projection for Pierce County
Based on 55.0% historical appreciation in Pierce County, Washington:
Projected Value (5yr)
$821,500
Projected Equity Gain
$291,500
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Pierce County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
City Calculators in Pierce County
Frequently Asked Questions
What is the 2026 conforming loan limit for Pierce County, Washington?
The 2026 FHFA conforming loan limit for Pierce County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.
How much cash can I take out of my home in Pierce County?
Based on the Pierce County median home value of $530,000, a homeowner with 40% equity could access up to $106,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.
Is a cash-out refinance in Pierce County conforming or jumbo?
If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With Pierce County's median home value at $530,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.
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