Your Property Details
Lakewood, Pierce County median: $420,000
Lakewood, Pierce County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 55.0%
- Avg Property Tax Rate
- 1.05%
- Est. Annual Tax
- $4,410
Your Equity Position
Current Equity
$168,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$336,000
Cash Available
$84,000
Max New Loan
$357,000
Cash Available
$105,000
Max New Loan
$378,000
Cash Available
$126,000
5-Year Projection for Lakewood, Pierce County
Based on 55.0% historical appreciation in Lakewood, Pierce County, Washington:
Projected Value (5yr)
$651,000
Projected Equity Gain
$231,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Lakewood, Pierce County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Lakewood, Washington?
Lakewood is in Pierce County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Lakewood?
With Lakewood's median home value of $420,000, a homeowner with 40% equity could access approximately $84,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Lakewood, Pierce County?
The average effective property tax rate in Lakewood is 1.05%. On a home valued at $420,000, that's approximately $4,410 per year. Property taxes are factored into your total PITI payment.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.