Puyallup, WA

Puyallup Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Puyallup, Pierce County. Median home value: $520,000 | 2026 conforming limit: $1,149,825.

Your Property Details

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Puyallup, Pierce County median: $520,000

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Puyallup, Pierce County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
55.0%
Avg Property Tax Rate
1.00%
Est. Annual Tax
$5,200

Your Equity Position

Current Equity

$208,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$416,000

Cash Available

$104,000

85% LTV

Max New Loan

$442,000

Cash Available

$130,000

90% LTV

Max New Loan

$468,000

Cash Available

$156,000

5-Year Projection for Puyallup, Pierce County

Based on 55.0% historical appreciation in Puyallup, Pierce County, Washington:

Projected Value (5yr)

$806,000

Projected Equity Gain

$286,000

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Puyallup, Pierce County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Puyallup, Washington?

Puyallup is in Pierce County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Puyallup?

With Puyallup's median home value of $520,000, a homeowner with 40% equity could access approximately $104,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Puyallup, Pierce County?

The average effective property tax rate in Puyallup is 1.00%. On a home valued at $520,000, that's approximately $5,200 per year. Property taxes are factored into your total PITI payment.

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