Your Property Details
Tacoma, Pierce County median: $475,000
Tacoma, Pierce County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 55.0%
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $5,130
Your Equity Position
Current Equity
$190,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$380,000
Cash Available
$95,000
Max New Loan
$403,750
Cash Available
$118,750
Max New Loan
$427,500
Cash Available
$142,500
5-Year Projection for Tacoma, Pierce County
Based on 55.0% historical appreciation in Tacoma, Pierce County, Washington:
Projected Value (5yr)
$736,250
Projected Equity Gain
$261,250
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Tacoma, Pierce County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Tacoma, Washington?
Tacoma is in Pierce County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Tacoma?
With Tacoma's median home value of $475,000, a homeowner with 40% equity could access approximately $95,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Tacoma, Pierce County?
The average effective property tax rate in Tacoma is 1.08%. On a home valued at $475,000, that's approximately $5,130 per year. Property taxes are factored into your total PITI payment.
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