Solano County, CA

Solano County Cash-Out Refinance Calculator

Calculate your maximum cash-out amount using Solano County's 2026 conforming limit of $1,149,825 and median home value of $560,000.

Your Property Details

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Solano County median: $560,000

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Solano County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
32.0%
Avg Property Tax Rate
1.05%
Est. Annual Tax
$5,880

Your Equity Position

Current Equity

$224,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$448,000

Cash Available

$112,000

85% LTV

Max New Loan

$476,000

Cash Available

$140,000

90% LTV

Max New Loan

$504,000

Cash Available

$168,000

5-Year Projection for Solano County

Based on 32.0% historical appreciation in Solano County, California:

Projected Value (5yr)

$739,200

Projected Equity Gain

$179,200

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Solano County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

City Calculators in Solano County

Frequently Asked Questions

What is the 2026 conforming loan limit for Solano County, California?

The 2026 FHFA conforming loan limit for Solano County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.

How much cash can I take out of my home in Solano County?

Based on the Solano County median home value of $560,000, a homeowner with 40% equity could access up to $112,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.

Is a cash-out refinance in Solano County conforming or jumbo?

If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With Solano County's median home value at $560,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.

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