Your Property Details
Fairfield, Solano County median: $540,000
Fairfield, Solano County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 32.0%
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $5,940
Your Equity Position
Current Equity
$216,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$432,000
Cash Available
$108,000
Max New Loan
$459,000
Cash Available
$135,000
Max New Loan
$486,000
Cash Available
$162,000
5-Year Projection for Fairfield, Solano County
Based on 32.0% historical appreciation in Fairfield, Solano County, California:
Projected Value (5yr)
$712,800
Projected Equity Gain
$172,800
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Fairfield, Solano County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Fairfield, California?
Fairfield is in Solano County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Fairfield?
With Fairfield's median home value of $540,000, a homeowner with 40% equity could access approximately $108,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Fairfield, Solano County?
The average effective property tax rate in Fairfield is 1.10%. On a home valued at $540,000, that's approximately $5,940 per year. Property taxes are factored into your total PITI payment.
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