Your Property Details
Vallejo, Solano County median: $510,000
Vallejo, Solano County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 32.0%
- Avg Property Tax Rate
- 1.14%
- Est. Annual Tax
- $5,814
Your Equity Position
Current Equity
$204,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$408,000
Cash Available
$102,000
Max New Loan
$433,500
Cash Available
$127,500
Max New Loan
$459,000
Cash Available
$153,000
5-Year Projection for Vallejo, Solano County
Based on 32.0% historical appreciation in Vallejo, Solano County, California:
Projected Value (5yr)
$673,200
Projected Equity Gain
$163,200
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Vallejo, Solano County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Vallejo, California?
Vallejo is in Solano County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Vallejo?
With Vallejo's median home value of $510,000, a homeowner with 40% equity could access approximately $102,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Vallejo, Solano County?
The average effective property tax rate in Vallejo is 1.14%. On a home valued at $510,000, that's approximately $5,814 per year. Property taxes are factored into your total PITI payment.
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