Your Property Details
Los Angeles County median: $875,000
Los Angeles County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 33.0%
- Avg Property Tax Rate
- 1.12%
- Est. Annual Tax
- $9,800
Your Equity Position
Current Equity
$350,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$700,000
Cash Available
$175,000
Max New Loan
$743,750
Cash Available
$218,750
Max New Loan
$787,500
Cash Available
$262,500
5-Year Projection for Los Angeles County
Based on 33.0% historical appreciation in Los Angeles County, California:
Projected Value (5yr)
$1,163,750
Projected Equity Gain
$288,750
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Los Angeles County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
City Calculators in Los Angeles County
Alhambra
Median: $875,000
Arcadia
Median: $1,520,000
Beverly Hills
Median: $3,950,000
Burbank
Median: $1,100,000
Calabasas
Median: $1,850,000
Carson
Median: $695,000
Compton
Median: $565,000
Culver City
Median: $1,350,000
Downey
Median: $785,000
El Monte
Median: $660,000
Glendale
Median: $1,150,000
Hawthorne
Median: $720,000
Hermosa Beach
Median: $1,980,000
Inglewood
Median: $720,000
Long Beach
Median: $825,000
Los Angeles
Median: $975,000
Manhattan Beach
Median: $3,200,000
Pasadena
Median: $1,150,000
Pomona
Median: $595,000
Rancho Palos Verdes
Median: $1,850,000
Redondo Beach
Median: $1,480,000
Santa Monica
Median: $1,750,000
Torrance
Median: $1,050,000
West Hollywood
Median: $1,100,000
Whittier
Median: $745,000
Claremont
Median: $885,000
Diamond Bar
Median: $920,000
Glendora
Median: $845,000
La Verne
Median: $830,000
Monrovia
Median: $870,000
San Dimas
Median: $810,000
South Pasadena
Median: $1,550,000
West Covina
Median: $735,000
Covina
Median: $690,000
Cerritos
Median: $895,000
La Mirada
Median: $815,000
Palos Verdes Estates
Median: $2,650,000
Frequently Asked Questions
What is the 2026 conforming loan limit for Los Angeles County, California?
The 2026 FHFA conforming loan limit for Los Angeles County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.
How much cash can I take out of my home in Los Angeles County?
Based on the Los Angeles County median home value of $875,000, a homeowner with 40% equity could access up to $175,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.
Is a cash-out refinance in Los Angeles County conforming or jumbo?
If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With Los Angeles County's median home value at $875,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.