Your Property Details
Rancho Palos Verdes, Los Angeles County median: $1,850,000
Rancho Palos Verdes, Los Angeles County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 33.0%
- Avg Property Tax Rate
- 1.06%
- Est. Annual Tax
- $19,610
Your Equity Position
Current Equity
$740,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$1,480,000
Cash Available
$370,000
Max New Loan
$1,572,500
Cash Available
$462,500
Max New Loan
$1,665,000
Cash Available
$555,000
5-Year Projection for Rancho Palos Verdes, Los Angeles County
Based on 33.0% historical appreciation in Rancho Palos Verdes, Los Angeles County, California:
Projected Value (5yr)
$2,460,500
Projected Equity Gain
$610,500
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Rancho Palos Verdes, Los Angeles County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Rancho Palos Verdes, California?
Rancho Palos Verdes is in Los Angeles County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Rancho Palos Verdes?
With Rancho Palos Verdes's median home value of $1,850,000, a homeowner with 40% equity could access approximately $370,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Rancho Palos Verdes, Los Angeles County?
The average effective property tax rate in Rancho Palos Verdes is 1.06%. On a home valued at $1,850,000, that's approximately $19,610 per year. Property taxes are factored into your total PITI payment.
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