Pomona, CA

Pomona Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Pomona, Los Angeles County. Median home value: $595,000 | 2026 conforming limit: $1,149,825.

Your Property Details

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Pomona, Los Angeles County median: $595,000

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Pomona, Los Angeles County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
33.0%
Avg Property Tax Rate
1.18%
Est. Annual Tax
$7,021

Your Equity Position

Current Equity

$238,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$476,000

Cash Available

$119,000

85% LTV

Max New Loan

$505,750

Cash Available

$148,750

90% LTV

Max New Loan

$535,500

Cash Available

$178,500

5-Year Projection for Pomona, Los Angeles County

Based on 33.0% historical appreciation in Pomona, Los Angeles County, California:

Projected Value (5yr)

$791,350

Projected Equity Gain

$196,350

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Pomona, Los Angeles County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Pomona, California?

Pomona is in Los Angeles County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Pomona?

With Pomona's median home value of $595,000, a homeowner with 40% equity could access approximately $119,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Pomona, Los Angeles County?

The average effective property tax rate in Pomona is 1.18%. On a home valued at $595,000, that's approximately $7,021 per year. Property taxes are factored into your total PITI payment.

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