Your Property Details
Yolo County median: $575,000
Yolo County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 32.0%
- Avg Property Tax Rate
- 1.00%
- Est. Annual Tax
- $5,750
Your Equity Position
Current Equity
$230,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$460,000
Cash Available
$115,000
Max New Loan
$488,750
Cash Available
$143,750
Max New Loan
$517,500
Cash Available
$172,500
5-Year Projection for Yolo County
Based on 32.0% historical appreciation in Yolo County, California:
Projected Value (5yr)
$759,000
Projected Equity Gain
$184,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Yolo County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Yolo County, California?
The 2026 FHFA conforming loan limit for Yolo County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.
How much cash can I take out of my home in Yolo County?
Based on the Yolo County median home value of $575,000, a homeowner with 40% equity could access up to $115,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.
Is a cash-out refinance in Yolo County conforming or jumbo?
If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With Yolo County's median home value at $575,000, many borrowers qualify for conforming rates. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.
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