Marin County, CA

Marin County Cash-Out Refinance Calculator

Calculate your maximum cash-out amount using Marin County's 2026 conforming limit of $1,149,825 and median home value of $1,425,000.

Your Property Details

$

Marin County median: $1,425,000

$

Marin County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
30.0%
Avg Property Tax Rate
1.05%
Est. Annual Tax
$14,963

Your Equity Position

Current Equity

$570,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$1,140,000

Cash Available

$285,000

85% LTVJumbo

Max New Loan

$1,211,250

Cash Available

$356,250

90% LTVJumbo

Max New Loan

$1,282,500

Cash Available

$427,500

5-Year Projection for Marin County

Based on 30.0% historical appreciation in Marin County, California:

Projected Value (5yr)

$1,852,500

Projected Equity Gain

$427,500

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Marin County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

City Calculators in Marin County

Frequently Asked Questions

What is the 2026 conforming loan limit for Marin County, California?

The 2026 FHFA conforming loan limit for Marin County is $1,149,825. Loans above this threshold are classified as jumbo loans and typically require higher credit scores and larger reserves.

How much cash can I take out of my home in Marin County?

Based on the Marin County median home value of $1,425,000, a homeowner with 40% equity could access up to $285,000 through a cash-out refinance at 80% LTV. Your actual amount depends on your home's appraised value and current mortgage balance.

Is a cash-out refinance in Marin County conforming or jumbo?

If your new loan amount exceeds $1,149,825, it's classified as a jumbo cash-out refinance. With Marin County's median home value at $1,425,000, many borrowers will need jumbo financing. Mo Abdel has access to 200+ wholesale lenders for both conforming and jumbo cash-out products.

Ready to Take the Next Step?

Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.

Related Tools & Resources