Costa Mesa Mortgage Broker: Home Loans and VA Loans
Competitive mortgage rates for Costa Mesa homebuyers and homeowners. Specializing in HELOC, conventional loans, and refinancing for South Coast Plaza, Mesa Verde, Eastside, and all Costa Mesa communities. Compare Costa Mesa lifestyle with coastal options in ourHuntington Beach vs Costa Mesa guide.
$950K
Median Home Price
#1
Shopping Destination
50+
Art Galleries
113K+
Population
Mortgage Solutions for Costa Mesa Homeowners
HELOC for Costa Mesa Homes
Access your home equity for improvements, education, or business ventures
Conventional Loans
Standard financing for Costa Mesa homes with competitive rates
Costa Mesa Neighborhoods We Serve
South Coast Metro
Business district near South Coast Plaza with luxury condos and townhomes
Mesa Verde
Established neighborhood with tree-lined streets and family homes
Eastside Costa Mesa
Diverse area with cultural attractions and growing arts scene
Newport Heights
Upscale area bordering Newport Beach with custom homes
Harbor View Hills
Hillside community with views and newer construction
College Park
Affordable area near Orange Coast College with starter homes
Why Costa Mesa Homeowners Choose Mo Abdel
Arts District Expertise
Understanding of Costa Mesa's unique blend of business district, arts scene, and residential communities. HELOC options for art investments and business ventures.
South Coast Plaza Proximity
Specialized lending for properties near Orange County's premier shopping and business destination. Understanding of luxury condo and townhome markets.
Creative Community Focus
Supporting Costa Mesa's vibrant arts community with flexible lending solutions. Understanding of self-employed artists and creative professionals.
Costa Mesa Market Expertise
Popular Costa Mesa Programs:
Frequently Asked Questions - Costa Mesa Mortgages
What's the average home price in Costa Mesa?
The median home price in Costa Mesa is approximately $950K, with variations by neighborhood. South Coast Metro tends to be higher, while College Park and some Eastside areas offer more affordable options.
Do Costa Mesa homes require jumbo loans?
Many Costa Mesa homes fall within conforming loan limits of $1,089,300, making them eligible for conventional financing. However, luxury properties near South Coast Plaza may require jumbo loans.
Can I use a HELOC for art or business investments?
Yes! Many Costa Mesa residents use HELOCs for art investments, gallery spaces, or starting creative businesses. Home equity can be a flexible funding source for various investment opportunities.
What loan programs work best for first-time buyers?
FHA loans with 3.5% down and conventional loans with as little as 3% down are popular in Costa Mesa. We also offer down payment assistance programs for qualified buyers.