Home Equity Options in Palos Verdes: HELOC, HELOAN & Cash-Out [2026]
Accessing equity across the Peninsula's four exclusive cities
Palos Verdes Peninsula homeowners have accumulated substantial equity across PV Estates, Rancho Palos Verdes, Rolling Hills, and Rolling Hills Estates. With median values from $1.8M to $3.5M+, qualified homeowners can access significant funds through jumbo equity products.
Palos Verdes Peninsula Home Values
| City | Median Value | Programs |
|---|---|---|
| PV Estates | $2.8M | Jumbo |
| Rancho Palos Verdes | $2.0M | Jumbo |
| Rolling Hills | $3.5M+ | Super-jumbo |
| Rolling Hills Estates | $1.8M | Jumbo |
Your Home Equity Options
Jumbo HELOC
- Credit lines: $500K to $2M+
- Variable rate: Tied to prime
- Draw period: 10 years
Jumbo Home Equity Loan
- Fixed rate: Stable payments
- Lump sum: One-time disbursement
- Terms: 10-20 years
Cash-Out Refinance
- Replace first mortgage: With cash out
- Loan amounts: Up to $5M+
- Best when: Rate improvement possible
Popular Uses for PV Equity
- Ocean view additions: Maximize views with renovations
- Pool and outdoor living: Year-round outdoor spaces
- Home offices: Remote work spaces
- Investment properties: Build rental portfolio
Special Considerations
View Properties
Ocean, Catalina, and coastline views add premium value—and equity.
Rolling Hills Equestrian
Horse property appraisals consider acreage and facilities.
Mo Abdel | NMLS #1426884 | Lumin Lending, Inc. | NMLS #2716106 | DRE #02291443
Licensed in: CA, WA
Equal Housing Lender. All loans subject to credit approval.