Property Details
Orange, Orange County median: $950,000
Orange, Orange County average: 1.100%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$10,450
Monthly Tax
$871
Effective Rate
1.100%
Tax at Different Price Points in Orange, Orange County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,500 | $458 |
| $750,000 | $8,250 | $688 |
| $1,000,000 | $11,000 | $917 |
| $1,500,000 | $16,500 | $1,375 |
| $2,000,000 | $22,000 | $1,833 |
Based on 1.100% effective tax rate for Orange, Orange County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $871/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$871
Annual Tax Bill
$10,450
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the property tax rate in Orange, California?
Orange is in Orange County, which has an average effective property tax rate of 1.10% for 2026. On Orange's median home value of $950,000, that equals approximately $10,450 per year or $871 per month.
How much are property taxes on a $950,000 home in Orange?
At the current effective rate of 1.10%, a home valued at $950,000 in Orange pays approximately $10,450 in annual property taxes. That breaks down to $871 per month added to your mortgage escrow payment.
Does Orange have Mello-Roos or special assessments?
Many newer developments in Orange, Orange County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Orange property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Orange, the estimated $871/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
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