Property Details
Brea, Orange County median: $975,000
Brea, Orange County average: 1.080%
California Property Tax Note
California Proposition 13 caps the base property tax rate at 1% of assessed value at purchase, plus voter-approved local bonds and assessments. Actual rates vary by city due to Mello-Roos and special assessments.
Your Property Tax Estimate
Annual Tax
$10,530
Monthly Tax
$878
Effective Rate
1.080%
Tax at Different Price Points in Brea, Orange County
| Home Price | Annual Tax | Monthly Tax |
|---|---|---|
| $500,000 | $5,400 | $450 |
| $750,000 | $8,100 | $675 |
| $1,000,000 | $10,800 | $900 |
| $1,500,000 | $16,200 | $1,350 |
| $2,000,000 | $21,600 | $1,800 |
Based on 1.080% effective tax rate for Brea, Orange County.
Impact on Monthly Mortgage Payment
Property taxes are part of your total PITI (Principal, Interest, Taxes, Insurance) payment. Lenders include $878/month in your qualifying debt-to-income ratio.
Monthly Tax Escrow
$878
Annual Tax Bill
$10,530
Calculations are estimates for educational purposes only. Actual property taxes depend on your county assessor's valuation, local bond measures, Mello-Roos districts, and homeowner exemptions. Contact Mo Abdel at (949) 822-9662 for a personalized mortgage analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the property tax rate in Brea, California?
Brea is in Orange County, which has an average effective property tax rate of 1.08% for 2026. On Brea's median home value of $975,000, that equals approximately $10,530 per year or $878 per month.
How much are property taxes on a $975,000 home in Brea?
At the current effective rate of 1.08%, a home valued at $975,000 in Brea pays approximately $10,530 in annual property taxes. That breaks down to $878 per month added to your mortgage escrow payment.
Does Brea have Mello-Roos or special assessments?
Many newer developments in Brea, Orange County are subject to Mello-Roos Community Facilities District taxes. These special assessments fund infrastructure like roads, schools, and utilities and are added on top of the base property tax. The effective rate shown here includes estimated local assessments, but check your specific parcel for exact Mello-Roos amounts.
How do Brea property taxes affect mortgage qualification?
Lenders include property taxes in your total PITI payment when calculating debt-to-income ratios. In Brea, the estimated $878/month tax escrow on a median-priced home directly reduces the loan amount you qualify for. Mo Abdel can help you factor in property taxes when comparing loan programs.
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