Investment Property Details
Walla Walla County median: $370,000
Down payment: $92,500 | Loan: $277,500
Walla Walla County median rent: $1,300/mo
Walla Walla County Market Snapshot
- Conforming Limit
- $806,500
- Median Rent
- $1,300/mo
- Avg Property Tax Rate
- 0.95%
- Est. Annual Tax
- $3,515
Your DSCR Ratio
0.52
Below break-even — rent does not cover PITIA
Monthly Rent
$1,300
Monthly PITIA
$2,489
Required Rent by DSCR Threshold
Required Rent
$2,489/mo
vs Your Rent
-$1,189
Required Rent
$3,111/mo
vs Your Rent
-$1,811
Walla Walla County Median Rent Comparison
The median rent in Walla Walla County, Washington is $1,300/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.52
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Walla Walla County, Washington?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. A 1.0 DSCR means the property's rental income exactly covers the mortgage payment (PITIA). A 1.25 DSCR — the most common lender minimum — means the rent is 25% higher than the payment. In Walla Walla County, with a median rent of $1,300/mo, your DSCR depends on purchase price, down payment, and interest rate.
What is the median rent in Walla Walla County, Washington for 2026?
The 2026 median rent in Walla Walla County is $1,300 per month. This figure is used by appraisers and lenders when evaluating DSCR loan applications. Your actual rental income may be higher or lower depending on property type, location, condition, and amenities.
How is DSCR calculated for a Walla Walla County investment property?
DSCR = Monthly Rent / Monthly PITIA (Principal + Interest + Taxes + Insurance + HOA). For a Walla Walla County property at the median price of $370,000 with 25% down, your PITIA includes the mortgage payment, 0.95% property tax, insurance, and HOA dues. Use the calculator above to see your exact DSCR.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.