Investment Property Details
Liberty Lake, Spokane County median: $535,000
Down payment: $133,750 | Loan: $401,250
Liberty Lake, Spokane County median rent: $1,900/mo
Liberty Lake, Spokane County Market Snapshot
- Conforming Limit
- $806,500
- Median Rent
- $1,900/mo
- Avg Property Tax Rate
- 0.92%
- Est. Annual Tax
- $4,922
Your DSCR Ratio
0.55
Below break-even — rent does not cover PITIA
Monthly Rent
$1,900
Monthly PITIA
$3,430
Required Rent by DSCR Threshold
Required Rent
$3,430/mo
vs Your Rent
-$1,530
Required Rent
$4,287/mo
vs Your Rent
-$2,387
Liberty Lake, Spokane County Median Rent Comparison
The median rent in Liberty Lake, Spokane County, Washington is $1,900/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.55
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Liberty Lake, Washington?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Liberty Lake, the median rent is $1,900/mo and the median home value is $535,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Liberty Lake for 2026?
The 2026 median rent in Liberty Lake, Spokane County is $1,900 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Liberty Lake?
The average effective property tax rate in Liberty Lake is 0.92%. On an investment property valued at $535,000, that's approximately $4,922 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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