Investment Property Details
Lake Stevens, Snohomish County median: $625,000
Down payment: $156,250 | Loan: $468,750
Lake Stevens, Snohomish County median rent: $2,100/mo
Lake Stevens, Snohomish County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $2,100/mo
- Avg Property Tax Rate
- 0.95%
- Est. Annual Tax
- $5,938
Your DSCR Ratio
0.53
Below break-even — rent does not cover PITIA
Monthly Rent
$2,100
Monthly PITIA
$3,963
Required Rent by DSCR Threshold
Required Rent
$3,963/mo
vs Your Rent
-$1,863
Required Rent
$4,954/mo
vs Your Rent
-$2,854
Lake Stevens, Snohomish County Median Rent Comparison
The median rent in Lake Stevens, Snohomish County, Washington is $2,100/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.53
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Lake Stevens, Washington?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Lake Stevens, the median rent is $2,100/mo and the median home value is $625,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Lake Stevens for 2026?
The 2026 median rent in Lake Stevens, Snohomish County is $2,100 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Lake Stevens?
The average effective property tax rate in Lake Stevens is 0.95%. On an investment property valued at $625,000, that's approximately $5,938 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
Ready to Take the Next Step?
Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.