Investment Property Details
Franklin County median: $385,000
Down payment: $96,250 | Loan: $288,750
Franklin County median rent: $1,450/mo
Franklin County Market Snapshot
- Conforming Limit
- $806,500
- Median Rent
- $1,450/mo
- Avg Property Tax Rate
- 0.90%
- Est. Annual Tax
- $3,465
Your DSCR Ratio
0.57
Below break-even — rent does not cover PITIA
Monthly Rent
$1,450
Monthly PITIA
$2,560
Required Rent by DSCR Threshold
Required Rent
$2,560/mo
vs Your Rent
-$1,110
Required Rent
$3,200/mo
vs Your Rent
-$1,750
Franklin County Median Rent Comparison
The median rent in Franklin County, Washington is $1,450/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.57
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
City DSCR Analyzers in Franklin County
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Franklin County, Washington?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. A 1.0 DSCR means the property's rental income exactly covers the mortgage payment (PITIA). A 1.25 DSCR — the most common lender minimum — means the rent is 25% higher than the payment. In Franklin County, with a median rent of $1,450/mo, your DSCR depends on purchase price, down payment, and interest rate.
What is the median rent in Franklin County, Washington for 2026?
The 2026 median rent in Franklin County is $1,450 per month. This figure is used by appraisers and lenders when evaluating DSCR loan applications. Your actual rental income may be higher or lower depending on property type, location, condition, and amenities.
How is DSCR calculated for a Franklin County investment property?
DSCR = Monthly Rent / Monthly PITIA (Principal + Interest + Taxes + Insurance + HOA). For a Franklin County property at the median price of $385,000 with 25% down, your PITIA includes the mortgage payment, 0.90% property tax, insurance, and HOA dues. Use the calculator above to see your exact DSCR.
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