Simi Valley, CA

Simi Valley DSCR Rent Analyzer

Calculate the minimum rent for a DSCR loan in Simi Valley, Ventura County. Median rent: $2,600/mo | Median home: $850,000.

Investment Property Details

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Simi Valley, Ventura County median: $850,000

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Down payment: $212,500 | Loan: $637,500

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Simi Valley, Ventura County median rent: $2,600/mo

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Simi Valley, Ventura County Market Snapshot

Conforming Limit
$1,149,825
Median Rent
$2,600/mo
Avg Property Tax Rate
1.08%
Est. Annual Tax
$9,180

Your DSCR Ratio

0.49

Below break-even — rent does not cover PITIA

Monthly Rent

$2,600

Monthly PITIA

$5,356

Required Rent by DSCR Threshold

1.0 DSCR (Break-Even)Minimum

Required Rent

$5,356/mo

vs Your Rent

-$2,756

1.25 DSCR (Lender Standard)Recommended

Required Rent

$6,695/mo

vs Your Rent

-$4,095

Simi Valley, Ventura County Median Rent Comparison

The median rent in Simi Valley, Ventura County, California is $2,600/mo.

Your Rent vs Median

+$0

DSCR at Median Rent

0.49

Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What DSCR ratio do I need for an investment property in Simi Valley, California?

Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Simi Valley, the median rent is $2,600/mo and the median home value is $850,000. Use the calculator above to determine if your target property meets lender DSCR requirements.

What is the median rent in Simi Valley for 2026?

The 2026 median rent in Simi Valley, Ventura County is $2,600 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.

What property tax rate applies to investment properties in Simi Valley?

The average effective property tax rate in Simi Valley is 1.08%. On an investment property valued at $850,000, that's approximately $9,180 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.

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