Investment Property Details
Paso Robles, San Luis Obispo County median: $635,000
Down payment: $158,750 | Loan: $476,250
Paso Robles, San Luis Obispo County median rent: $2,100/mo
Paso Robles, San Luis Obispo County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $2,100/mo
- Avg Property Tax Rate
- 1.08%
- Est. Annual Tax
- $6,858
Your DSCR Ratio
0.51
Below break-even — rent does not cover PITIA
Monthly Rent
$2,100
Monthly PITIA
$4,090
Required Rent by DSCR Threshold
Required Rent
$4,090/mo
vs Your Rent
-$1,990
Required Rent
$5,113/mo
vs Your Rent
-$3,013
Paso Robles, San Luis Obispo County Median Rent Comparison
The median rent in Paso Robles, San Luis Obispo County, California is $2,100/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.51
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Paso Robles, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Paso Robles, the median rent is $2,100/mo and the median home value is $635,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Paso Robles for 2026?
The 2026 median rent in Paso Robles, San Luis Obispo County is $2,100 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Paso Robles?
The average effective property tax rate in Paso Robles is 1.08%. On an investment property valued at $635,000, that's approximately $6,858 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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