Investment Property Details
Rancho Cucamonga, San Bernardino County median: $690,000
Down payment: $172,500 | Loan: $517,500
Rancho Cucamonga, San Bernardino County median rent: $2,400/mo
Rancho Cucamonga, San Bernardino County Market Snapshot
- Conforming Limit
- $806,500
- Median Rent
- $2,400/mo
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $7,590
Your DSCR Ratio
0.54
Below break-even — rent does not cover PITIA
Monthly Rent
$2,400
Monthly PITIA
$4,425
Required Rent by DSCR Threshold
Required Rent
$4,425/mo
vs Your Rent
-$2,025
Required Rent
$5,532/mo
vs Your Rent
-$3,132
Rancho Cucamonga, San Bernardino County Median Rent Comparison
The median rent in Rancho Cucamonga, San Bernardino County, California is $2,400/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.54
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Rancho Cucamonga, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Rancho Cucamonga, the median rent is $2,400/mo and the median home value is $690,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Rancho Cucamonga for 2026?
The 2026 median rent in Rancho Cucamonga, San Bernardino County is $2,400 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Rancho Cucamonga?
The average effective property tax rate in Rancho Cucamonga is 1.10%. On an investment property valued at $690,000, that's approximately $7,590 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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