Investment Property Details
Rancho Cordova, Sacramento County median: $475,000
Down payment: $118,750 | Loan: $356,250
Rancho Cordova, Sacramento County median rent: $2,000/mo
Rancho Cordova, Sacramento County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $2,000/mo
- Avg Property Tax Rate
- 1.12%
- Est. Annual Tax
- $5,320
Your DSCR Ratio
0.63
Below break-even — rent does not cover PITIA
Monthly Rent
$2,000
Monthly PITIA
$3,163
Required Rent by DSCR Threshold
Required Rent
$3,163/mo
vs Your Rent
-$1,163
Required Rent
$3,954/mo
vs Your Rent
-$1,954
Rancho Cordova, Sacramento County Median Rent Comparison
The median rent in Rancho Cordova, Sacramento County, California is $2,000/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.63
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Rancho Cordova, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Rancho Cordova, the median rent is $2,000/mo and the median home value is $475,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Rancho Cordova for 2026?
The 2026 median rent in Rancho Cordova, Sacramento County is $2,000 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Rancho Cordova?
The average effective property tax rate in Rancho Cordova is 1.12%. On an investment property valued at $475,000, that's approximately $5,320 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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