Investment Property Details
Palm Springs, Riverside County median: $595,000
Down payment: $148,750 | Loan: $446,250
Palm Springs, Riverside County median rent: $2,100/mo
Palm Springs, Riverside County Market Snapshot
- Conforming Limit
- $806,500
- Median Rent
- $2,100/mo
- Avg Property Tax Rate
- 1.12%
- Est. Annual Tax
- $6,664
Your DSCR Ratio
0.54
Below break-even — rent does not cover PITIA
Monthly Rent
$2,100
Monthly PITIA
$3,874
Required Rent by DSCR Threshold
Required Rent
$3,874/mo
vs Your Rent
-$1,774
Required Rent
$4,843/mo
vs Your Rent
-$2,743
Palm Springs, Riverside County Median Rent Comparison
The median rent in Palm Springs, Riverside County, California is $2,100/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.54
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Palm Springs, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Palm Springs, the median rent is $2,100/mo and the median home value is $595,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Palm Springs for 2026?
The 2026 median rent in Palm Springs, Riverside County is $2,100 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Palm Springs?
The average effective property tax rate in Palm Springs is 1.12%. On an investment property valued at $595,000, that's approximately $6,664 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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