Fountain Valley, CA

Fountain Valley DSCR Rent Analyzer

Calculate the minimum rent for a DSCR loan in Fountain Valley, Orange County. Median rent: $2,800/mo | Median home: $1,100,000.

Investment Property Details

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Fountain Valley, Orange County median: $1,100,000

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Down payment: $275,000 | Loan: $825,000

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Fountain Valley, Orange County median rent: $2,800/mo

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Fountain Valley, Orange County Market Snapshot

Conforming Limit
$1,149,825
Median Rent
$2,800/mo
Avg Property Tax Rate
1.08%
Est. Annual Tax
$11,880

Your DSCR Ratio

0.41

Below break-even — rent does not cover PITIA

Monthly Rent

$2,800

Monthly PITIA

$6,829

Required Rent by DSCR Threshold

1.0 DSCR (Break-Even)Minimum

Required Rent

$6,829/mo

vs Your Rent

-$4,029

1.25 DSCR (Lender Standard)Recommended

Required Rent

$8,536/mo

vs Your Rent

-$5,736

Fountain Valley, Orange County Median Rent Comparison

The median rent in Fountain Valley, Orange County, California is $2,800/mo.

Your Rent vs Median

+$0

DSCR at Median Rent

0.41

Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What DSCR ratio do I need for an investment property in Fountain Valley, California?

Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Fountain Valley, the median rent is $2,800/mo and the median home value is $1,100,000. Use the calculator above to determine if your target property meets lender DSCR requirements.

What is the median rent in Fountain Valley for 2026?

The 2026 median rent in Fountain Valley, Orange County is $2,800 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.

What property tax rate applies to investment properties in Fountain Valley?

The average effective property tax rate in Fountain Valley is 1.08%. On an investment property valued at $1,100,000, that's approximately $11,880 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.

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