Investment Property Details
Long Beach, Los Angeles County median: $825,000
Down payment: $206,250 | Loan: $618,750
Long Beach, Los Angeles County median rent: $2,400/mo
Long Beach, Los Angeles County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $2,400/mo
- Avg Property Tax Rate
- 1.15%
- Est. Annual Tax
- $9,488
Your DSCR Ratio
0.46
Below break-even — rent does not cover PITIA
Monthly Rent
$2,400
Monthly PITIA
$5,257
Required Rent by DSCR Threshold
Required Rent
$5,257/mo
vs Your Rent
-$2,857
Required Rent
$6,572/mo
vs Your Rent
-$4,172
Long Beach, Los Angeles County Median Rent Comparison
The median rent in Long Beach, Los Angeles County, California is $2,400/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.46
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Long Beach, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Long Beach, the median rent is $2,400/mo and the median home value is $825,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Long Beach for 2026?
The 2026 median rent in Long Beach, Los Angeles County is $2,400 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Long Beach?
The average effective property tax rate in Long Beach is 1.15%. On an investment property valued at $825,000, that's approximately $9,488 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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