Investment Property Details
Cerritos, Los Angeles County median: $895,000
Down payment: $223,750 | Loan: $671,250
Cerritos, Los Angeles County median rent: $2,600/mo
Cerritos, Los Angeles County Market Snapshot
- Conforming Limit
- $1,149,825
- Median Rent
- $2,600/mo
- Avg Property Tax Rate
- 1.10%
- Est. Annual Tax
- $9,845
Your DSCR Ratio
0.46
Below break-even — rent does not cover PITIA
Monthly Rent
$2,600
Monthly PITIA
$5,636
Required Rent by DSCR Threshold
Required Rent
$5,636/mo
vs Your Rent
-$3,036
Required Rent
$7,045/mo
vs Your Rent
-$4,445
Cerritos, Los Angeles County Median Rent Comparison
The median rent in Cerritos, Los Angeles County, California is $2,600/mo.
Your Rent vs Median
+$0
DSCR at Median Rent
0.46
Calculations are estimates for educational purposes only. Actual DSCR requirements vary by lender, property type, and loan program. Most DSCR lenders require a minimum ratio of 1.0–1.25. Contact Mo Abdel at (949) 822-9662 for a personalized investment property analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What DSCR ratio do I need for an investment property in Cerritos, California?
Most DSCR lenders require a minimum ratio of 1.0 to 1.25. In Cerritos, the median rent is $2,600/mo and the median home value is $895,000. Use the calculator above to determine if your target property meets lender DSCR requirements.
What is the median rent in Cerritos for 2026?
The 2026 median rent in Cerritos, Los Angeles County is $2,600 per month. This is used by appraisers and DSCR lenders when underwriting investment property loans. Actual rents vary by property type, bedrooms, condition, and exact location.
What property tax rate applies to investment properties in Cerritos?
The average effective property tax rate in Cerritos is 1.10%. On an investment property valued at $895,000, that's approximately $9,845 per year. Property taxes are a key component of the PITIA payment used in DSCR calculations.
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