Your Property Details
Lynden, Whatcom County median: $550,000
Lynden, Whatcom County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 52.0%
- Avg Property Tax Rate
- 0.92%
- Est. Annual Tax
- $5,060
Your Equity Position
Current Equity
$220,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$440,000
Cash Available
$110,000
Max New Loan
$467,500
Cash Available
$137,500
Max New Loan
$495,000
Cash Available
$165,000
5-Year Projection for Lynden, Whatcom County
Based on 52.0% historical appreciation in Lynden, Whatcom County, Washington:
Projected Value (5yr)
$836,000
Projected Equity Gain
$286,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Lynden, Whatcom County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Lynden, Washington?
Lynden is in Whatcom County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Lynden?
With Lynden's median home value of $550,000, a homeowner with 40% equity could access approximately $110,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Lynden, Whatcom County?
The average effective property tax rate in Lynden is 0.92%. On a home valued at $550,000, that's approximately $5,060 per year. Property taxes are factored into your total PITI payment.
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