Mukilteo, WA

Mukilteo Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Mukilteo, Snohomish County. Median home value: $875,000 | 2026 conforming limit: $1,149,825.

Your Property Details

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Mukilteo, Snohomish County median: $875,000

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Mukilteo, Snohomish County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
54.0%
Avg Property Tax Rate
0.90%
Est. Annual Tax
$7,875

Your Equity Position

Current Equity

$350,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$700,000

Cash Available

$175,000

85% LTV

Max New Loan

$743,750

Cash Available

$218,750

90% LTV

Max New Loan

$787,500

Cash Available

$262,500

5-Year Projection for Mukilteo, Snohomish County

Based on 54.0% historical appreciation in Mukilteo, Snohomish County, Washington:

Projected Value (5yr)

$1,347,500

Projected Equity Gain

$472,500

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Mukilteo, Snohomish County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Mukilteo, Washington?

Mukilteo is in Snohomish County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Mukilteo?

With Mukilteo's median home value of $875,000, a homeowner with 40% equity could access approximately $175,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Mukilteo, Snohomish County?

The average effective property tax rate in Mukilteo is 0.90%. On a home valued at $875,000, that's approximately $7,875 per year. Property taxes are factored into your total PITI payment.

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