Everett, WA

Everett Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Everett, Snohomish County. Median home value: $575,000 | 2026 conforming limit: $1,149,825.

Your Property Details

$

Everett, Snohomish County median: $575,000

$

Everett, Snohomish County Market Snapshot

Conforming Limit
$1,149,825
5-Year Appreciation
54.0%
Avg Property Tax Rate
1.02%
Est. Annual Tax
$5,865

Your Equity Position

Current Equity

$230,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$460,000

Cash Available

$115,000

85% LTV

Max New Loan

$488,750

Cash Available

$143,750

90% LTV

Max New Loan

$517,500

Cash Available

$172,500

5-Year Projection for Everett, Snohomish County

Based on 54.0% historical appreciation in Everett, Snohomish County, Washington:

Projected Value (5yr)

$885,500

Projected Equity Gain

$310,500

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Everett, Snohomish County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Everett, Washington?

Everett is in Snohomish County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Everett?

With Everett's median home value of $575,000, a homeowner with 40% equity could access approximately $115,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Everett, Snohomish County?

The average effective property tax rate in Everett is 1.02%. On a home valued at $575,000, that's approximately $5,865 per year. Property taxes are factored into your total PITI payment.

Ready to Take the Next Step?

Get a personalized quote from Mo Abdel — access 200+ wholesale lenders with one application.

Related Tools & Resources