Your Property Details
Edmonds, Snohomish County median: $825,000
Edmonds, Snohomish County Market Snapshot
- Conforming Limit
- $1,149,825
- 5-Year Appreciation
- 54.0%
- Avg Property Tax Rate
- 0.92%
- Est. Annual Tax
- $7,590
Your Equity Position
Current Equity
$330,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$660,000
Cash Available
$165,000
Max New Loan
$701,250
Cash Available
$206,250
Max New Loan
$742,500
Cash Available
$247,500
5-Year Projection for Edmonds, Snohomish County
Based on 54.0% historical appreciation in Edmonds, Snohomish County, Washington:
Projected Value (5yr)
$1,270,500
Projected Equity Gain
$445,500
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Edmonds, Snohomish County is $1,149,825 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Edmonds, Washington?
Edmonds is in Snohomish County, which has a 2026 FHFA conforming loan limit of $1,149,825. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Edmonds?
With Edmonds's median home value of $825,000, a homeowner with 40% equity could access approximately $165,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Edmonds, Snohomish County?
The average effective property tax rate in Edmonds is 0.92%. On a home valued at $825,000, that's approximately $7,590 per year. Property taxes are factored into your total PITI payment.
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