Burlington, WA

Burlington Cash-Out Refinance Calculator

Calculate your maximum cash-out amount in Burlington, Skagit County. Median home value: $475,000 | 2026 conforming limit: $806,500.

Your Property Details

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Burlington, Skagit County median: $475,000

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Burlington, Skagit County Market Snapshot

Conforming Limit
$806,500
5-Year Appreciation
50.0%
Avg Property Tax Rate
0.92%
Est. Annual Tax
$4,370

Your Equity Position

Current Equity

$190,000

Current LTV

60.0%

Maximum Cash-Out by LTV

80% LTV

Max New Loan

$380,000

Cash Available

$95,000

85% LTV

Max New Loan

$403,750

Cash Available

$118,750

90% LTV

Max New Loan

$427,500

Cash Available

$142,500

5-Year Projection for Burlington, Skagit County

Based on 50.0% historical appreciation in Burlington, Skagit County, Washington:

Projected Value (5yr)

$712,500

Projected Equity Gain

$237,500

Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Burlington, Skagit County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.

Frequently Asked Questions

What is the 2026 conforming loan limit for Burlington, Washington?

Burlington is in Skagit County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.

How much equity can I access through a cash-out refinance in Burlington?

With Burlington's median home value of $475,000, a homeowner with 40% equity could access approximately $95,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.

What property tax rate applies in Burlington, Skagit County?

The average effective property tax rate in Burlington is 0.92%. On a home valued at $475,000, that's approximately $4,370 per year. Property taxes are factored into your total PITI payment.

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