Your Property Details
Silverdale, Kitsap County median: $520,000
Silverdale, Kitsap County Market Snapshot
- Conforming Limit
- $806,500
- 5-Year Appreciation
- 50.0%
- Avg Property Tax Rate
- 0.95%
- Est. Annual Tax
- $4,940
Your Equity Position
Current Equity
$208,000
Current LTV
60.0%
Maximum Cash-Out by LTV
Max New Loan
$416,000
Cash Available
$104,000
Max New Loan
$442,000
Cash Available
$130,000
Max New Loan
$468,000
Cash Available
$156,000
5-Year Projection for Silverdale, Kitsap County
Based on 50.0% historical appreciation in Silverdale, Kitsap County, Washington:
Projected Value (5yr)
$780,000
Projected Equity Gain
$260,000
Calculations are estimates for educational purposes only. Actual loan amounts depend on credit score, DTI ratio, property appraisal, and lender guidelines. Conforming loan limit for Silverdale, Kitsap County is $806,500 (2026 FHFA). Contact Mo Abdel at (949) 822-9662 for a personalized analysis. NMLS #1426884 | Lumin Lending NMLS #2716106.
Frequently Asked Questions
What is the 2026 conforming loan limit for Silverdale, Washington?
Silverdale is in Kitsap County, which has a 2026 FHFA conforming loan limit of $806,500. This limit applies to all cities within the county. Loans exceeding this amount require jumbo financing.
How much equity can I access through a cash-out refinance in Silverdale?
With Silverdale's median home value of $520,000, a homeowner with 40% equity could access approximately $104,000 at 80% LTV. Enter your actual home value and mortgage balance above for a personalized calculation.
What property tax rate applies in Silverdale, Kitsap County?
The average effective property tax rate in Silverdale is 0.95%. On a home valued at $520,000, that's approximately $4,940 per year. Property taxes are factored into your total PITI payment.
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